How to Get Reimbursed:

1. Check Your Benefits: Contact your insurance provider to verify coverage for prescription sunglasses. Most plans cover them under your annual eyewear benefit.

2. Purchase Your Sunglasses: Complete your purchase and keep all receipts and documentation.

3. Submit Your Claim: You'll need:

• Original itemized receipt
• Prescription from your eye doctor
• Insurance claim form (available from your provider)
• Proof of payment

4. Get Reimbursed: Submit documents to your insurance company. Reimbursement typically takes 2-4 weeks.

Popular Insurance Providers That Cover Prescription Sunglasses:

• VSP (Vision Service Plan)
• EyeMed
• Davis Vision
• Humana Vision
• Blue Cross Blue Shield Vision

What Are FSA and HSA?

FSA (Flexible Spending Account): Pre-tax dollars from your paycheck that can be used for qualified medical expenses. Use it or lose it each year.

HSA (Health Savings Account): Tax-advantaged account paired with high-deductible health plans. Funds roll over year to year and earn interest.

How to Use Your FSA/HSA:

1. Pay with Your FSA/HSA Debit Card: Use your card at checkout just like a regular debit card.

2. Pay Out-of-Pocket and Get Reimbursed:

• Pay with your personal card or cash
• Submit receipts to your FSA/HSA administrator
• Get reimbursed directly to your bank account

What You'll Need for Reimbursement:

• Itemized receipt showing prescription sunglasses purchase
• Copy of your prescription (if requested)
• Completed reimbursement form from your FSA/HSA provider

Tax Benefits:

Using FSA/HSA funds means you're paying with pre-tax dollars, effectively giving you a discount equal to your tax rate (typically 22-32% savings!).